personal finance

Is An Interest-Only Mortgage Right For You?

April 21, 2010

An impeccable credit history is no longer necessary for the home of your dreams.  A damaged credit history once ruined all hope of owning one’s own home, but the recent loan programs have enabled individuals from varied backgrounds to overcome obstacles of low income, poor or limited credit history, and small or even no down [...]

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There Are Several Conveniences To Online Banking

March 18, 2010

Now, with online banking, very rarely do you have to physically visit the bank. Once your money is deposited into your account, whether checking or savings you can control its movement straight from your home computer. This means that you are able to send funds from your checking account to your savings and vice versa, [...]

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IVA Help When You Need It

January 24, 2010

When people use IVA help it’s sometimes because they want to change the way they live. It is true that an IVA or debt management programme has the great power of being able to totally eradicate debt from our lives and to make the future much better. It all takes a bit of time, but [...]

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Protecting Your Online Bank Accounts

December 25, 2009

Over the years, banking has been simplified to a large extent. You can pay your bills and transfer money to your loved ones in the comfort of your home. This is possible when you have online bank accounts. However it is very important that you do not give out your password to anyone. This is [...]

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Bank Charges

December 23, 2009

[I recently got my bank statement through, only to discover that I had incurred bank charges for using my account, when there were insufficient funds in it. ] [This is outrageous; I mean I didn’t have enough money in it, why do the banks take it into minus, an easier option all round would be [...]

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